Injured in a Rideshare Accident?
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How Rideshare Insurance Coverage Works
Rideshare insurance coverage (Uber, Lyft) depends on the driver's status at the time of the accident
Period 1: App On, Waiting
Driver has app on but no ride request. Limited coverage from rideshare companies: $50,000 per person, $100,000 per accident for injuries.
Period 2: En Route to Pickup
Driver accepted a ride and is heading to pick up the passenger. Full $1 million liability coverage kicks in.
Period 3: Passenger in Vehicle
Passenger is in the vehicle. Maximum coverage: $1 million liability plus uninsured/underinsured motorist coverage.
Who Can File a Rideshare Accident Claim?
Rideshare Passengers
Injured while riding in an Uber or Lyft? You're protected by rideshare companies' $1 million insurance policy during your trip.
Other Drivers
Hit by a rideshare driver? You can file a claim against both the driver and the rideshare company's commercial insurance.
Pedestrians
Struck by a rideshare vehicle while walking? You may have a claim against the driver and Uber.
Cyclists
Hit by a rideshare while cycling? Bike accident victims often suffer serious injuries and deserve compensation.
Rideshare Drivers
Uber drivers injured on the job may have claims against other drivers or through the rideshare company's coverage.
Family Members
Lost a loved one in a rideshare accident? Families can file wrongful death claims for compensation.
⚠️ Act Fast: 1-Year Statute of Limitations
If your accident occurred in Louisiana or Tennessee, you have only ONE YEAR to file a claim. Don't wait!
Top Rideshare Markets We Serve
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Common Rideshare Accident Scenarios
We handle all types of rideshare accident claims
Frequently Asked Questions
Who is liable when a rideshare driver causes an accident? ▼
Liability depends on the driver's status at the time of the accident. When a passenger is in the vehicle or the driver is en route to a pickup, the rideshare company's $1 million commercial insurance typically covers the accident. Both the driver and the rideshare company may be held liable depending on the circumstances.
How much is my rideshare accident claim worth? ▼
Settlement values vary widely based on injury severity, medical expenses, lost wages, pain and suffering, and other factors. Minor injury claims may settle for $10,000-$50,000, while serious injury cases can reach $500,000 or more. Fatal accident claims may exceed $1 million.
How long do I have to file a rideshare accident lawsuit? ▼
The statute of limitations varies by state, ranging from 1 year (Louisiana, Tennessee) to 6 years (Maine, Minnesota, North Dakota). Most states have 2-3 year limits. It's critical to act quickly to preserve evidence and meet legal deadlines.
Do I need a lawyer for a rideshare accident claim? ▼
While not required, hiring an experienced rideshare accident attorney significantly increases your chances of fair compensation. Uber's insurance company has teams of lawyers—you should too. Most rideshare accident attorneys work on contingency, meaning you pay nothing unless you win.
What if the rideshare driver was not at fault? ▼
If another driver caused the accident, you can file a claim against that driver's insurance. Additionally, if you were a rideshare passenger, the rideshare company's uninsured/underinsured motorist coverage may apply if the at-fault driver lacks adequate insurance.
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Don't let the rideshare company's insurance company take advantage of you. Our network of experienced rideshare accident attorneys fights for maximum compensation.
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